Compare Current Springdale, Arkansas Mortgage Rates

Compare Springdale, AR mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Springdale.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Springdale. Plus, shopping lenders is free and there is no obligation.

Springdale, AR Mortgage Rates as of September 24, 2023
  • Lender
  • APR
  • Loan Type
  • Rate
  • Payment
  • Fees & Points
  • Contact

Get Personalized Mortgage Quotes

Input your information to receive personalized mortgage quotes from preferred lenders. Comparing proposals from multiple lenders is the best way to save money on your mortgage.

Data provided by Icanbuy. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.

Get Free Personalized Mortgage Quotes

Compare Today's Springdale, AR Mortgage Rates

September 24, 2023

Current mortgage rates in Springdale, AR are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Springdale, AR Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Springdale, Arkansas?

Below we provide helpful information on the real estate market, home prices and housing affordability in Springdale. Understand how much you need to earn to afford a home in Springdale, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Springdale fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Springdale is right for you.

The median home value for Springdale, AR (Benton County) is $291,555

Based on current mortgage rates and a 10% down payment, you need to make $60,823 per year to buy the median priced home in Springdale

With this income, you could qualify for a $262,400 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Springdale is $1,409

The median household income for Springdale, AR (Benton County) is $79,840

Based on this income, you can afford a home valued at approximately $382,712

The home price you can afford to buy based on household income in Springdale is 131% of the median home value which means housing prices are average. Springdale (Benton County) ranks 67 out of 75 counties in Arkansas and 2,298 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Springdale, AR is average


Loan Limits for Springdale, Arkansas

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Springdale (Benton County) below.

Conforming loan limits for Springdale, AR

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Springdale, AR

1 unit: $472,030
2 units: $604,400
3 units: $730,525
4 units: $907,900

VA loan limits for Springdale, AR

1 unit: $726,200

Additional Mortgage Resources for Springdale, AR Residents

Mortgage Rates for Arkansas Cities

Benton Mortgage Rates

Cabot Mortgage Rates

Conway Mortgage Rates

Fayetteville Mortgage Rates

Fort Smith Mortgage Rates

Hot Springs Mortgage Rates

Jonesboro Mortgage Rates

Little Rock Mortgage Rates

Searcy Mortgage Rates

Springdale Mortgage Rates