Little Rock

Compare Current Little Rock, Arkansas Mortgage Rates

Compare Little Rock, AR mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Little Rock.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Little Rock. Plus, shopping lenders is free and there is no obligation.

Little Rock, AR Mortgage Rates as of June 18, 2024
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Little Rock, AR Mortgage Rates

June 18, 2024

Current mortgage rates in Little Rock, AR are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Little Rock, AR Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Little Rock, Arkansas?

Below we provide helpful information on the real estate market, home prices and housing affordability in Little Rock. Understand how much you need to earn to afford a home in Little Rock, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Little Rock fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Little Rock is right for you.

The median home value for Little Rock, AR (Pulaski County) is $198,403

Based on current mortgage rates and a 10% down payment, you need to make $41,390 per year to buy the median priced home in Little Rock

With this income, you could qualify for a $178,563 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Little Rock is $959

The median household income for Little Rock, AR (Pulaski County) is $53,245

Based on this income, you can afford a home valued at approximately $255,230

The home price you can afford to buy based on household income in Little Rock is 129% of the median home value which means housing prices are average. Little Rock (Pulaski County) ranks 69 out of 75 counties in Arkansas and 2,355 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Little Rock, AR is average


Loan Limits for Little Rock, Arkansas

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Little Rock (Pulaski County) below.

Conforming loan limits for Little Rock, AR

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Little Rock, AR

1 unit: $472,030
2 units: $604,400
3 units: $730,525
4 units: $907,900

VA loan limits for Little Rock, AR

1 unit: $726,200

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