Mortgage Refinance Guide
- Getting Started Mortgage Refinance Checklist
- When Should You Refinance? Refinance to Lower Your Mortgage Rate
- Lender & Mortgage Refinance Selection Refinance Mortgage Lender Options
- Refinance Processing & Closing Settlement Agent Overview
From reviewing when it makes sense for you to refinance your existing mortgage to selecting the lender and refinancing proposal that is right for you, the FREEandCLEAR Mortgage Refinance Guide walks you through the refinance process step-by-step. Our refinance guide features information and tools that enable you to decide if you should refinance and to achieve the best terms on your new mortgage if you do. To get started, click "START SECTION" or click on a specific topic in the topic menu below. The FREEandCLEAR Mortgage Refinance Guide is interactive, allowing you to navigate from start to finish or skip ahead to a specific topic - simply click on the "Navigate Section" button at the top of any page to reveal the topic menu. We also offer a printer friendly version of our Mortgage Refinance Guide.
Mortgage Refinance Timeline
Refinance to Reduce Your Mortgage Term
Refinance to Change Your Mortgage Program
How a Debt Consolidation Refinance Works
Total Interest Expense for a Debt Consolidation Refinance
How a Cash-Out Refinance Works
Cash-Out Refinance Compared to a Separate Loan
Mortgage Refinance Compared to a Home Equity Loan
How to Combine a Refinance with Mortgage Acceleration
Get Pre-Approved for Your Refinancing
Mortgage Application Overview
How to Use the Loan Estimate (LE) for a Refinance
How to Compare Refinance Proposals
How a No Cost Refinance Works
What Mortgage Program is Right for Me?
Should You Pay Discount Points?
Should You Lock Your Rate When You Refinance?
Title Report and Title Insurance for a Refinance
Appraisal Report Overview
How to Use the Closing Disclosure (CD)
How to Compare the Closing Disclosure to the Loan Estimate
Right of Rescission Period
Refinance Funding and Closing Process