Compare Tooele, UT mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Tooele.
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August 28, 2025
Below we provide helpful information on the real estate market, home prices and housing affordability in Tooele. Understand how much you need to earn to afford a home in Tooele, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Tooele fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Tooele is right for you.
The median home value for Tooele, UT is $420,863
Based on current mortgage rates and a 10% down payment, you need to make $87,799 per year to buy the median priced home in Tooele
With this income, you could qualify for a $378,776 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Tooele is $2,033
The median household income for Tooele, UT is $95,279
Based on this income, you can afford a home valued at approximately $456,719
The home price you can afford to buy based on household income in Tooele is 109% of the median home value which means housing prices are average. Tooele ranks 14 out of 29 counties in Utah and 2,702 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Tooele, UT is average
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Tooele below.
Conforming loan limits for Tooele, UT
FHA loan limits for Tooele, UT