Current Mortgage Rates in Belton, Missouri

Compare mortgage rates and fees for leading lenders in Belton, MO. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Belton.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Belton. Plus, shopping lenders is free and there is no obligation.

Mortgage Rates in Belton, MO as of September 18, 2020
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.


How Do Today's Belton, MO Mortgage Rates Compare?

September 18, 2020

The current average rate for a 30 year fixed rate mortgage in Belton is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Belton, MO Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Belton, Missouri?

Below we provide helpful information on the real estate market, home prices and housing affordability in Belton. Understand how much you need to earn to afford a home in Belton, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Belton fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Belton is right for you.

The median home value for Belton, MO (Cass County) is $205,290

Based on current mortgage rates and a 10% down payment, you need to make $36,947 per year to buy the median priced home in Belton

With this income, you could qualify for a $184,761 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Belton is $856

The median household income for Belton, MO (Cass County) is $68,923

Based on this income, you can afford a home valued at approximately $382,960

The home price you can afford to buy based on household income in Belton is 187% of the median home value which means housing prices are average. Belton (Cass County) ranks 77 out of 115 counties in Missouri and 1,830 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Belton, MO is average


Loan Limits for Belton, Missouri

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Belton (Cass County) below.

Conforming loan limits for Belton, MO

1 unit: $510,400
2 units: $653,550
3 units: $789,950
4 units: $981,700

FHA loan limits for Belton, MO

1 unit: $351,900
2 units: $450,500
3 units: $544,550
4 units: $676,750

VA loan limits for Belton, MO

1 unit: $510,400

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