Compare Current Belton, Missouri Mortgage Rates

Compare Belton, MO mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Belton.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Belton. Plus, shopping lenders is free and there is no obligation.

Belton, MO Mortgage Rates as of May 18, 2024
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.

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Compare Today's Belton, MO Mortgage Rates

May 18, 2024

Current mortgage rates in Belton, MO are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Belton, MO Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Belton, Missouri?

Below we provide helpful information on the real estate market, home prices and housing affordability in Belton. Understand how much you need to earn to afford a home in Belton, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Belton fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Belton is right for you.

The median home value for Belton, MO (Cass County) is $274,031

Based on current mortgage rates and a 10% down payment, you need to make $57,167 per year to buy the median priced home in Belton

With this income, you could qualify for a $246,628 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Belton is $1,324

The median household income for Belton, MO (Cass County) is $80,715

Based on this income, you can afford a home valued at approximately $386,909

The home price you can afford to buy based on household income in Belton is 141% of the median home value which means housing prices are average. Belton (Cass County) ranks 95 out of 115 counties in Missouri and 2,103 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Belton, MO is average


Loan Limits for Belton, Missouri

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Belton (Cass County) below.

Conforming loan limits for Belton, MO

1 unit: $726,200
2 units: $929,850
3 units: $1,123,900
4 units: $1,396,800

FHA loan limits for Belton, MO

1 unit: $472,030
2 units: $604,400
3 units: $730,525
4 units: $907,900

VA loan limits for Belton, MO

1 unit: $726,200

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