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Compare Belton, MO mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Belton.
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Loan terms assume conforming mortgage amount on single family residence, 80% LTV ratio and minimum borrower credit score of 740. $150,000 minimum mortgage amount. Borrower is responsible for $1,055 lender fee. Loan terms are subject to change without notice.
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Compare Today's Belton, MO Mortgage Rates
December 1, 2023
Current mortgage rates in Belton, MO are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)
Mortgage Program
Today's Belton, MO Rates
National Average
Comparison
30 Year Fixed Rate
%
7.440%
15 Year Fixed Rate
%
6.760%
5/1 Adjustable Rate Mortgage
%
6.750%
How Affordable is Housing in Belton, Missouri?
Below we provide helpful information on the real estate market, home prices and housing affordability in Belton. Understand how much you need to earn to afford a home in Belton, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Belton fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Belton is right for you.
The median home value for Belton, MO (Cass County) is $274,031
Based on current mortgage rates and a 10% down payment, you need to make $57,167 per year to buy the median priced home in Belton
With this income, you could qualify for a $246,628 mortgage, assuming your monthly debt expense is reasonable
Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Belton is $1,324
The median household income for Belton, MO (Cass County) is $80,715
Based on this income, you can afford a home valued at approximately $386,909
The home price you can afford to buy based on household income in Belton is 141% of the median home value which means housing prices are average.
Belton (Cass County) ranks 95 out of 115 counties in Missouri and 2,103 out of 3,142 counties in the United States for housing affordability.
According to the FREEandCLEAR Housing Affordability Index, the housing market in Belton, MO is average
Loan Limits for Belton, Missouri
Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Belton (Cass County) below.
Conforming loan limits for Belton, MO
1 unit:$726,200
2 units:$929,850
3 units:$1,123,900
4 units:$1,396,800
FHA loan limits for Belton, MO
1 unit:$472,030
2 units:$604,400
3 units:$730,525
4 units:$907,900
VA loan limits for Belton, MO
1 unit:$726,200
Additional Mortgage Resources for Belton, MO Residents