Compare Current Pascagoula, Mississippi Mortgage Rates

Compare Pascagoula, MS mortgage rates and fees from top lenders. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lowest mortgage rates in Pascagoula.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Pascagoula. Plus, shopping lenders is free and there is no obligation.

Pascagoula, MS Mortgage Rates as of July 2, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.


Compare Today's Pascagoula, MS Mortgage Rates

July 2, 2022

Current mortgage rates in Pascagoula, MS are % for a 30 year fixed rate loan, % for a 15 year fixed loan and % for a 5/1 adjustable rate mortgage (ARM)

Mortgage Program
Pascagoula, MS Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Pascagoula, Mississippi?

Below we provide helpful information on the real estate market, home prices and housing affordability in Pascagoula. Understand how much you need to earn to afford a home in Pascagoula, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Pascagoula fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Pascagoula is right for you.

The median home value for Pascagoula, MS (Jackson County) is $173,253

Based on current mortgage rates and a 10% down payment, you need to make $28,387 per year to buy the median priced home in Pascagoula

With this income, you could qualify for a $155,927 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Pascagoula is $657

The median household income for Pascagoula, MS (Jackson County) is $56,720

Based on this income, you can afford a home valued at approximately $346,178

The home price you can afford to buy based on household income in Pascagoula is 200% of the median home value which means housing prices are average. Pascagoula (Jackson County) ranks 61 out of 82 counties in Mississippi and 1,734 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Pascagoula, MS is average


Loan Limits for Pascagoula, Mississippi

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Pascagoula (Jackson County) below.

Conforming loan limits for Pascagoula, MS

1 unit: $647,200
2 units: $828,700
3 units: $1,001,650
4 units: $1,244,850

FHA loan limits for Pascagoula, MS

1 unit: $420,680
2 units: $538,650
3 units: $651,050
4 units: $809,150

VA loan limits for Pascagoula, MS

1 unit: $647,200

Additional Mortgage Resources for Pascagoula, MS Residents

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