Current Mortgage Rates in Maui, Hawaii

Compare mortgage rates and fees for leading lenders in Maui, HI. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Maui.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Maui. Plus, shopping lenders is free and there is no obligation.

Mortgage Rates in Maui, HI as of August 5, 2020
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.


How Do Today's Maui, HI Mortgage Rates Compare?

August 5, 2020

The current average rate for a 30 year fixed rate mortgage in Maui is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Maui, HI Rates
30 Year Fixed Rate
15 Year Fixed Rate
5/1 Adjustable Rate Mortgage

How Affordable is Housing in Maui, Hawaii?

Below we provide helpful information on the real estate market, home prices and housing affordability in Maui. Understand how much you need to earn to afford a home in Maui, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Maui fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Maui is right for you.

The median home value for Maui, HI is $731,502

Based on current mortgage rates and a 10% down payment, you need to make $131,651 per year to buy the median priced home in Maui

With this income, you could qualify for a $658,352 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Maui is $3,049

The median household income for Maui, HI is $76,738

Based on this income, you can afford a home valued at approximately $426,383

The home price you can afford to buy based on household income in Maui is 58% of the median home value which means housing prices are very expensive. Maui ranks 5 out of 5 counties in Hawaii and 3,127 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Maui, HI is very expensive


Loan Limits for Maui, Hawaii

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Maui below.

Conforming loan limits for Maui, HI

1 unit: $765,600
2 units: $980,325
3 units: $1,184,925
4 units: $1,472,550

FHA loan limits for Maui, HI

1 unit: $690,000
2 units: $883,300
3 units: $1,067,750
4 units: $1,326,950

VA loan limits for Maui, HI

1 unit: $765,600

Additional Mortgage Resources for Maui, HI Residents

Mortgage Rates for Hawaii Cities

Honolulu Mortgage Rates

Kauai Mortgage Rates

Maui Mortgage Rates