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Juneau

Current Mortgage Rates in Juneau, Alaska

Compare mortgage rates and fees for leading lenders in Juneau, AK. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Juneau.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Juneau. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Juneau, AK as of December 11, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.

How Do Today's Juneau, AK Mortgage Rates Compare?

December 11, 2019

The current average rate for a 30 year fixed rate mortgage in Juneau is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Juneau, AK Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.690%
15 Year Fixed Rate
B.BBB%
3.150%
5/1 Adjustable Rate Mortgage
C.CCC%
3.350%

How Affordable is Housing in Juneau, Alaska?

The median home value for Juneau, AK is $360,941

The median household income for Juneau, AK is $93,523

Based on current mortgage rates and a 10% down payment, you need to make $66,966 per year to buy the median priced home in Juneau

The home price you can afford to buy based on household income in Juneau is 140% of the median home value which means housing prices are average

Juneau ranks 25 out of 29 counties in Alaska and 2,685 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Juneau, AK is average

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Loan Limits for Juneau, Alaska

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Juneau below.

Conforming loan limits for Juneau, AK

1 unit: $726,525
2 units: $930,300
3 units: $1,124,475
4 units: $1,397,400

FHA loan limits for Juneau, AK

1 unit: $455,400
2 units: $583,000
3 units: $704,700
4 units: $875,750

VA loan limits for Juneau, AK

1 unit: $726,525

Additional Mortgage Resources for Juneau, AK Residents

Mortgage Rates for Alaska Cities

Anchorage Mortgage Rates

Fairbanks Mortgage Rates

Juneau Mortgage Rates

Kenai Peninsula Mortgage Rates

Matanuska Susitna Mortgage Rates

Sources

US Census Bureau American Community Survey: https://www.census.gov/programs-surveys/acs

FHFA House Price Index: https://www.fhfa.gov/DataTools/Downloads/Pages/House-Price-Index-Datasets.aspx#qat

Income Growth: https://www.bls.gov

National Average Rates: http://www.freddiemac.com/pmms/

Conforming Loan Limits: https://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm

VA Loan Limits: https://www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp

FREEandCLEAR Housing Affordability Index