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Juneau

Current Mortgage Rates in Juneau, Alaska

Compare mortgage rates and fees for leading lenders in Juneau, AK. Review free, personalized mortgage rates based on your specifc loan amount, program and other factors. Easily compare APRs, closing costs and monthly payments to find the lender offering the best mortgage rates in Juneau.

We recommend that you contact at least five lenders as shopping multiple lenders is the best way to save money on your mortgage in Juneau. Plus, shopping lenders is free and there is no obligation.

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Mortgage Rates in Juneau, AK as of April 7, 2020
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.
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How Do Today's Juneau, AK Mortgage Rates Compare?

April 7, 2020

The current average rate for a 30 year fixed rate mortgage in Juneau is A.AAA%, the rate for a 15 year fixed rate mortgage is B.BBB% and the rate for a 5/1 adjustable rate mortgage (ARM) is C.CCC%

Mortgage Program
Today's
Juneau, AK Rates
National
Average
Comparison
30 Year Fixed Rate
A.AAA%
3.650%
15 Year Fixed Rate
B.BBB%
3.090%
5/1 Adjustable Rate Mortgage
C.CCC%
3.390%

How Affordable is Housing in Juneau, Alaska?

Below we provide helpful information on the real estate market, home prices and housing affordability in Juneau. Understand how much you need to earn to afford a home in Juneau, including the mortgage you need to qualify for. Review the monthy payment so you can determine if owning a house in Juneau fits your budget. This information is based on proprietary analysis you can only find on FREEandCLEAR and we offer it to help you decide if living in Juneau is right for you.

The median home value for Juneau, AK is $368,160

Based on current mortgage rates and a 10% down payment, you need to make $66,259 per year to buy the median priced home in Juneau

With this income, you could qualify for a $331,344 mortgage, assuming your monthly debt expense is reasonable

Based on this loan amount, the monthly mortgage payment required to buy the median priced home in Juneau is $1,534

The median household income for Juneau, AK is $95,708

Based on this income, you can afford a home valued at approximately $531,786

The home price you can afford to buy based on household income in Juneau is 144% of the median home value which means housing prices are average. Juneau ranks 24 out of 29 counties in Alaska and 2,601 out of 3,142 counties in the United States for housing affordability.

According to the FREEandCLEAR Housing Affordability Index, the housing market in Juneau, AK is average

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Loan Limits for Juneau, Alaska

Mortgage limits affect your loan terms, mortgage program eligibility and what price home you can afford. Review the loan limits for Juneau below.

Conforming loan limits for Juneau, AK

1 unit: $765,600
2 units: $980,325
3 units: $1,184,925
4 units: $1,472,550

FHA loan limits for Juneau, AK

1 unit: $455,400
2 units: $583,000
3 units: $704,700
4 units: $875,750

VA loan limits for Juneau, AK

1 unit: $765,600

Additional Mortgage Resources for Juneau, AK Residents

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