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Example Title Report

Example Title Report

The Title Report which is also known as the Title Search or Title Abstract, is issued by a title company or attorney to verify the legal ownership of a property.  The report outlines property ownership and zoning and identifies any recorded property liens or easements. In short, the title report enables you and the lender to confirm all of the legal details about the property being financed. 


The report also makes sure that there are no liens or ownership claims on the property. You are typically required to resolve any issues disclosed in the title report before your mortgage closes. This is because the lender wants to make sure that you have the right to own and finance the property, which protects their interests and the collateral that secures their loan.  We recommend that you review the title report so that you can verify all the information about the property you are buying or refinancing.

The example title report below shows a clear title which means there are no items that would prevent the property from being transferred from one party to another.  The report also outlines the terms of the title insurance which protects the lender in the event there are errors or defects in the title report.  Please note that this is an example title report document that should be used for informational purposes only.

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