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The personal loan offers that appear on this site are from companies from which GuideToLenders receives compensation. This compensation may impact how and where products appear on this site including the order in which they appear. GuideToLenders does not include all loan providers or all types of loan offers that are available.
GuideToLenders is not a loan provider but only matches you with lenders that may extend a loan to you. All loan approval decisions and terms are determined by the loan providers at the time of your application with them. There is no guarantee that you will be approved for a loan or that you will qualify for the rates displayed. The offers and rates presented on this website are estimates based on information you submit to us. Your actual rates depend on your credit history, income, loan terms and other factors. Reasonable efforts are made to compile and maintain accurate information. However all loan rates and terms, including APRs, are presented without warranty and are subject to change by the loan providers without notice.
The Title Report which is also known as the Title Search or Title Abstract, is issued by a title company or attorney to verify the legal ownership of a property. The report outlines property ownership and zoning and identifies any recorded property liens or easements. In short, the title report enables you and the lender to confirm all of the legal details about the property being financed.
The report also makes sure that there are no liens or ownership claims on the property. You are typically required to resolve any issues disclosed in the title report before your mortgage closes. This is because the lender wants to make sure that you have the right to own and finance the property, which protects their interests and the collateral that secures their loan. We recommend that you review the title report so that you can verify all the information about the property you are buying or refinancing.
The example title report below shows a clear title which means there are no items that would prevent the property from being transferred from one party to another. The report also outlines the terms of the title insurance which protects the lender in the event there are errors or defects in the title report. Please note that this is an example title report document that should be used for informational purposes only.