Our goal is to offer the highest quality mortgage resources and advice to our users for free.
How We Make Money
The listings that appear on this page are from companies from which this website and the data provider may receive compensation, which may impact how, where and in what order products appear. Compensation is higher for featured placements. This table does not include all companies or all available products.
We may receive a fee if you click on a lender or submit a form on our website. This fee in no way affects the information or advice we provide. We maintain editorial independence to ensure that the recommendations and insights we provide are objective and unbiased.
The lenders whose rates and other terms appear on this chart are ICBs advertising partners they provide their rate information to our data partner RateUpdatecom Unless adjusted by the consumer advertisers are sorted by APR lowest to highest For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart Advertising partners may not pay to improve the frequency priority or prominence of their display The interest rates annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums The actual payment obligation will be greater if taxes and insurance are included Although our data partner RateUpdatecom collects the information from the financial institutions themselves the accuracy of the data cannot be guaranteed Rates may change without notice and can change intraday Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders Please verify the rates and offers before applying for a loan with the financial institution themselves No rate is binding until locked by a lender
The Example Offer to Purchase document below outlines the key terms of your proposal to purchase a property including price, financing and escrow terms and other conditions. The Offer to Purchase also outlines who pays for certain closing costs, fees and taxes as well as specified inspection reports. If the seller agrees to the terms of the Offer the Purchase, your offer is accepted, you open an escrow account and start the closing process. If the seller does not agree to the terms of the Offer to Purchase they may offer a counter proposal or reject the offer outright. The Offer to Purchase document is important because not only does it outline the purchase price but also the sources of the buyer's financing including the mortgage and down payment.
The is a helpful document to review if you are considering buying a home in the near future. Understanding the information you are required to submit with your offer helps you get organized and move more quickly when you find a home you want to purchase. Please note that this is an example Offer to Purchase that should be used for informational purposes only.
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes or insurance premiums. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.