Our goal is to offer the highest quality mortgage resources and advice to our users for free.
How We Make Money
The listings that appear on this page are from companies from which this website and the data provider may receive compensation, which may impact how, where and in what order products appear. Compensation is higher for featured placements. This table does not include all companies or all available products.
We may receive a fee if you click on a lender or submit a form on our website. This fee in no way affects the information or advice we provide. We maintain editorial independence to ensure that the recommendations and insights we provide are objective and unbiased.
Lenders require you to submit a Mortgage Application, also referred to as a Uniform Residential Loan Application (URLA), when you apply for a loan. The example Loan Application below outlines the information you are required to provide including your summary loan terms as well as detailed information about your income, assets, debts, employment history, residence history and demographic profile. You are also required to declare information about past credit challenges you may have experienced.
The application also includes inputs for your residence history and your expected total monthly housing expense including your mortgage payment, property tax and hazard insurance. It is important to familiarize yourself with this document so that you understand the information you are required to provide when you apply for the loan. This example document shows the new mortgage application form in use as of March 1, 2021. Please note that this document is provided for informational purposes only.