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Lenders require you to submit a Mortgage Application, also referred to as a Uniform Residential Loan Application (URLA), when you apply for a loan. The example Loan Application below outlines the information you are required to provide including your summary loan terms as well as detailed information about your income, assets, debts, employment history, residence history and demographic profile. You are also required to declare information about past credit challenges you may have experienced. This example document shows the new mortgage application form in use as of March 1, 2021. Please note that this document is provided for informational purposes only.
Loan terms assume conforming mortgage amount on single family residence, 80% LTV ratio and minimum borrower credit score of 740. $150,000 minimum mortgage amount. Borrower is responsible for $1,055 lender fee. Loan terms are subject to change without notice.
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.