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Lenders require you to submit a Mortgage Application, also referred to as a Uniform Residential Loan Application (URLA), when you apply for a loan. The example Loan Application below outlines the information you are required to provide including your summary loan terms as well as detailed information about your income, assets, debts, employment history, residence history and demographic profile. You are also required to declare information about past credit challenges you may have experienced.
The application also includes inputs for your residence history and your expected total monthly housing expense including your mortgage payment, property tax and hazard insurance. It is important to familiarize yourself with this document so that you understand the information you are required to provide when you apply for the loan. This example document shows the new mortgage application form in use as of March 1, 2021. Please note that this document is provided for informational purposes only.
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