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Lender Tables
The lenders whose rates and other terms appear on this chart are ICBs advertising partners they provide their rate information to our data partner RateUpdatecom Unless adjusted by the consumer advertisers are sorted by APR lowest to highest For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart Advertising partners may not pay to improve the frequency priority or prominence of their display The interest rates annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums The actual payment obligation will be greater if taxes and insurance are included Although our data partner RateUpdatecom collects the information from the financial institutions themselves the accuracy of the data cannot be guaranteed Rates may change without notice and can change intraday Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders Please verify the rates and offers before applying for a loan with the financial institution themselves No rate is binding until locked by a lender
The Lender Fees Worksheet a detailed breakdown of mortgage costs and expenses. Although the lender is not legally required to provide you with the fees worksheet, it should provide the document to you if requested. We recommend that you review the information outlined on the Fee Worksheet before you choose a lender and submit your loan application. The example below shows a $380,000 30 year fixed rate mortgage with an interest rate of 4.250%. The borrower pays $1,070 in lender fees and does not pay any discount points to lower his or her interest rate.
In this example, we show the mortgage closing on the 5th day of a month with 30 days so the borrower pays interest for 25 days (the borrower is required to pay interest from the day the mortgage closes until the end of the month in which the mortgage closes). In addition to a breakdown of other closing costs such as the appraisal fee, escrow fee and title insurance cost, estimated total monthly housing expense is also provided on the bottom right of the worksheet. This document can be used along with other disclosure documents to help you select the lender and loan that are right for you. Please note that this is an example Lender Fees Worksheet document and should be used for informational purposes only.
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.