Most lenders do not request hard copies of your personal financial documents such as bank statements when you apply to get pre-approved for a mortgage and legally a lender cannot request that information. It is not until you find the house you want to buy, select your lender and submit your official mortgage application that lenders require hard copies of your financial documents and lenders do accept account and billing statements that are printed off a bank's website.
We provide a comprehensive overview of getting pre-approved for a mortgage, the mortgage application process as well as a mortgage document checklist on FREEandCLEAR. We recommend that you review these resources before getting pre-approved and applying for a mortgage.
Additionally, we recommend that you contact multiple lenders to get pre-approved for your mortgage to find the loan with the best terms. You can review lenders in your area by clicking INTEREST RATES We advise you to contact three-to-four lenders as shopping lenders is the best way to find the mortgage with the lowest rate and fees. Please note that you are not obligated to work with a lender that pre-approves you if you find another lender that offers better terms over the course of the mortgage process.