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VA Loan Calculator

VA Program Calculator

Use our VA Program Calculator to calculate your loan payment, VA funding fee, monthly housing expense and LTV ratio for a VA mortgage.

Inputs

One of the factors that determines the VA Funding Fee
Please Select Class of Military Service
One of the factors that determines the VA Funding Fee
Please Select First time using VA Mortgage Eligibility
The VA mortgage amount you want to evaluate
Please Enter VA Loan Amount
Amount of money you make per month BEFORE subtracting taxes and other deductions. You can use our Gross Income Calculator to determine this figure
Please Enter Monthly GROSS Income
It looks like you may have inputted your annual gross income instead of your monthly grosss income. Please confirm you have inputted your monthly gross income.
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Total of monthly payments for all non-housing related debt such as credit card, auto and student loans
Please Enter Total Monthly Debt Payments
It looks like you may have inputted your total debt balance instead of your total monthly debt payments. Please confirm you have inputted your total monthly debt payments.
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The current interest rate for a 30 year FHA mortgage is approximately 3.125%
Please Select Annual Interest Rate
The length, in years, of the mortgage. The most common mortgage term is 30 years
Please Select Mortgage Term (Years)
The amount of money, as a percentage of the purchase price, you are contributing to purchase the property
Please Select Down Payment
Used to determine the FHA mortgage limit for the area where you are purchasing the property
Please Select State
Used to determine the FHA mortgage limit for the area where you are purchasing the property. FHA limits vary by county
Please Select County
The type of mortgage your looking to obtain
Please Select Mortgage Type
Submit Valid Info to Compare Lenders and Save Money!When you provide valid personal info we may connect you with lenders which enables you to compare mortgage proposals and find the mortgage that is right for you. Click calculator for a version of this calculator that does not require personal info
 
Please Enter Your First & Last Name
Please Enter a Valid First Name
Please Enter a Valid Last Name
 
Please Enter Your Phone Number
Please Enter a Valid Phone
Please Enter Your Email
Please Enter a Valid Email
Your credit score to the best of your knowledge
Please Select Credit Score
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Outputs

This figure represents an estimate only. Property tax and insurance rates vary by state, county and property
Total monthly housing expense including your mortgage payment (principal and interest), property taxes and hazard insurance
Estimated property purchase price based on your VA loan amount and your down payment
The size of your mortgage relative to the value of your property. If your mortgage size is $80,000 and the property purchase price is $100,000, the LTV ratio is 80%
The VA loan limit in your county. You may be able to exceed the loan limit if you make a down payment
The VA Program requires the borrower to pay a VA Funding Fee. The VA Funding Fee varies depending on type of military service, down payment amount and if this is this is your first time using the VA program

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Current Mortgage Rates in Ashburn, Virginia as of January 19, 2022
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.
While we pride ourselves on the quality and breadth of the FREEandCLEAR mortgage calculators please note that they should be used for informational purposes only. Our calculators rely on assumptions by us and inputs and assumptions provided by you, which may be inaccurate. The outputs from our calculators are estimates only and should not be used as the sole basis for making any financial decisions. Always consult multiple financial professionals when determining the mortgage size and program that is appropriate for you.
FREEandCLEAR is not affiliated with or endorsed by any government agency
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