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How Much Home Can I Afford Calculator

Home Price Affordability Calculator

Use our Home Price Affordability Calculator to determine what price home you can buy based on how much money you put down and your loan amount.

Inputs

The money saved for your down payment
Please Enter Mortage Amount
Indicates how frequently you are paid
Please Select How Often Are You Paid
Your income per pay period before subtracting taxes and other deductions
Please Enter Net Income Per Pay Period
It looks like you may have inputted your annual income instead of your monthly net income. Please confirm you have inputted the correct net income amount.
X
Your income per pay period before subtracting taxes and other deductions
Please Enter Total Monthly Debt Payments
It looks like you may have inputted your total debt balance instead of your total monthly debt payments. Please confirm you have inputted your total monthly debt payments.
X
The current interest rate for a 30 year fixed rate mortgage is approximately 3.875%
Please Select Mortgage Rate
The length, in years, of the mortgage. The most common mortgage term is 30 years
Please Select Loan Length (Years)

Outputs

The output provided represents an estimate only. Property tax and insurance rates vary by state, county and property
%
Current Mortgage Rates as of April 25, 2019
  • Lender
  • APR
  • Loan Type
  • Rate
  • Payment
  • Fees
  • Contact
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.
While we pride ourselves on the quality and breadth of the FREEandCLEAR mortgage calculators please note that they should be used for informational purposes only. Our calculators rely on assumptions by us and inputs and assumptions provided by you, which may be inaccurate. The outputs from our calculators are estimates only and should not be used as the sole basis for making any financial decisions. Always consult multiple financial professionals when determining the mortgage size and program that is appropriate for you.

About the calculator developer

Harry Jensen, Mortgage Expert

Harry is the co-founder of FREEandCLEAR. He is a mortgage expert with over 45 years of industry experience. Over his career, Harry has closed thousands of loans for satisfied borrowers and now offers his advice and insights on FREEandCLEAR. More about Harry

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