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Down Payment Mortgage Calculator

Down Payment Home Loan Calculator

Determine the down payment and estimated total amount of up-front money required to purchase a property

Watch our Down Payment Calculator "How To" video

Inputs

The value of the property for which you are obtaining the mortgage
Please Enter Property Purchase Price
The amount of money, as a percentage of the purchase price, you are contributing to purchase the property
Please Select Down Payment
Inputted value must be between 10% and 100%
The current interest rate for a 30 year fixed rate mortgage is approximately 3.875%
Please Select Annual Interest Rate
The length, in years, of the mortgage. The most common mortgage term is 30 years
Please Select Mortgage Term (Years)
The type of mortgage your looking to obtain
Please Select Mortgage Type
Submit Valid Info to Compare Lenders and Save Money!When you provide valid personal info we may connect you with lenders which enables you to compare mortgage proposals and find the mortgage that is right for you. Click calculator for a version of this calculator that does not require personal info
 
Please Enter Your First & Last Name
Please Enter a Valid First Name
Please Enter a Valid Last Name
 
Please Enter Your Phone Number
Please Enter a Valid Phone
Please Enter Your Email
Please Enter a Valid Email
Your credit score to the best of your knowledge
Please Select Credit Score

Outputs

Represents an estimate only. Closing costs vary by lender and service provider
The output provided represents an estimate only. Property tax and insurance rates vary by state, county and property
The output provided represents an estimate only. Property tax and insurance rates vary by state, county and property
Please note that at the time of closing, in addition to paying the non-recurring closing costs listed above, the borrower is also required to pay recurring closing costs such as interest (from the day of closing until the end of the month), pro-rated property taxes, homeowners insurance, homeowners association fees (if applicable), private mortgage insurance (PMI) (if applicable), mortgage insurance premium (MIP) (if applicable) and impounds
The up-front fees and expense above do not include the cost of any discount points you may decide to pay. A discount point is equal to 1.0% of the amount of the mortgage. If you decide to pay discount points to lower your interest rate, you will incur additional up-front costs

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Current Mortgage Rates as of March 24, 2019
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Data provided by Informa Research Services. Payments do not include amounts for taxes and insurance premiums. Click for more information on rates and product details.
While we pride ourselves on the quality and breadth of the FREEandCLEAR mortgage calculators please note that they should be used for informational purposes only. Our calculators rely on assumptions by us and inputs and assumptions provided by you, which may be inaccurate. The outputs from our calculators are estimates only and should not be used as the sole basis for making any financial decisions. Always consult multiple financial professionals when determining the mortgage size and program that is appropriate for you.