Understanding Adjustable Rate Mortgage (ARM) Amortization

By Harry Jensen, Trusted Mortgage Expert with 45+ Years of Experience
Edited by Michael Jensen, Mortgage and Finance Guru
Updated November 3, 2018
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Current Adjustable Rate Mortgage (ARM) Rates in Columbus, Ohio as of September 13, 2025
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.
About the authorHarry Jensen, Mortgage Expert
Harry is the co-founder of FREEandCLEAR. He is a mortgage expert with over 45 years of industry experience. Over his career, Harry has closed thousands of loans for satisfied borrowers and now offers his advice and insights on FREEandCLEAR. Harry is a licensed mortgage professional (NMLS #236752). More about Harry