FHA Mortgage Limits
Edited by Harry Jensen
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FHA Mortgage Limits
- There are limits to the size of mortgage you can obtain through an FHA program
- The loan limits vary by number of units in the property with a single-unit property having the lowest limits
- There is one set of loan limits for the 48 contiguous states, the District of Columbia and Puerto Rico and a higher set of loan limits for Alaska, Hawaii, Guam and the U.S. Virgin Islands
- For the 48 contiguous states, the District of Columbia and Puerto Rico there is a basic standard mortgage limit and a higher limit for high cost areas
- After reviewing the table below, use our FHA Loan Limit Calculator to determine the FHA loan limit in your county
| Contiguous States, District of Columbia, and Puerto Rico |
Alaska, Guam, Hawaii, and the U.S. Virgin Islands | ||
| Number of Units | Basic Standard | High Cost | General |
| 1 | $271,050 | $625,500 | $938,250 |
| 2 | $347,000 | $800,775 | $1,201,150 |
| 3 | $419,425 | $967,950 | $1,451,925 |
| 4 | $521,250 | $1,202,925 | $1,804,375 |
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