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Retirement Funding Solutions

Retirement Funding Solutions

FREEandCLEAR Rating
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FREEandCLEAR Certified Low Rate Lender
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FREEandCLEAR Mortgage Program Leader
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FREEandCLEAR Technology All Star
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Retirement Funding Solutions Overview

Retirement Funding Solutions is a mortgage bank with operations in forty-three states. Retirement Funding Solutions offers numerous mortgage programs including reverse mortgages. Retirement Funding Solutions specializes in reverse mortgages.

NMLS ID: 1025894
Specialty:

reverse mortgages

Online Application

Lender Type

Bank
Mortgage Bank
Mortgage Broker
Credit Union
Private Money Lender

Mortgage Programs

Retirement Funding Solutions offers the following loan programs: Reverse Mortgage

Conventional
Jumbo
Interest Only
Non-Owner Occupied
FHA
VA
USDA
HUD Section 184
HomeReady
Home Possible
Other Low / No Down Payment
FHA 203(k)
HomeStyle Renovation
Construction / C2P
Reverse Mortgage
Home Equity / HELOC
Asset Depletion
Portfolio Loans
Credit-Challenged Borrowers
Self-Employed Borrowers
Bank Statement / Stated Income
Foreign National Borrowers
Land / Lot Loans
Manufactured Home Loans
Private Money
 

Retirement Funding Solutions Locations

Retirement Funding Solutions is licensed in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin, Wyoming

Lender licensed in state
Lender not licensed in state

Borrower Reviews

Mike G
Mortgage Rate:
★★★☆☆
Closing Costs:
★☆☆☆☆
Customer Service:
★★☆☆

I assisted my mother in an attempt to secure a reverse mortgage. Her far-from-ideal financial situation and home value made a reverse mortgage difficult, but we were repeatedly led to be live that it was obtainable. After working for six months and providing countless "one final" document, we were asked to remove a bed from her guest room because it appeared that someone may be living there. After the bedroom was viewed by the appraiser, we would be allowed to replace the bed in my mother's guest bedroom. We were also advised, again one last thing again after six months, that we would be required to pay a $3800 fee that was basically "profit" for the lender, although this fee might be "whittled down" to $2800. Given my mother's financial affairs that led to us considering a reverse mortgage, paying such a fee is not realistic. Add to that the fact that we were requested to pull a deceptive move on the appraiser who was coming to inspect a seemingly arbitrary demand based on fallacious assumptions, we were left with the impression that Retirement Funding Solutions did not want to make my mother's loan. Knowing this months ago when the appraisal came in low would have saved countless hours of chasing paperwork, and anxiety over the loan's approval. Yes, our situation was not ideal, but the moving target for my mother's loan approval was not fair.

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