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RANlife Home Loans Overview
RANlife Home Loans is a mortgage bank with operations in sixteen states. RANlife Home Loans offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA, reverse, construction and $1k down payment program mortgages. RANlife Home Loans is a FREEandCLEAR Technology All Star and Mortgage Program Leader.
NMLS ID: 3151
RANlife Home Loans offers an online mortgage application
RANlife Home Loans offers the following loan programs: Conventional, Jumbo, Non-Owner Occupied, FHA, VA, USDA, Other Low / No Down Payment, FHA 203(k), Construction / C2P, Reverse Mortgage, Portfolio Loans, Foreign National Borrowers, Manufactured Home Loans
HUD Section 184
Other Low / No Down Payment
Construction / C2P
Home Equity / HELOC
Bank Statement / Stated Income
Foreign National Borrowers
Land / Lot Loans
Manufactured Home Loans
$1K Down Payment Program
RANlife Home Loans Locations
RANlife Home Loans is licensed in Arizona, California, Colorado, Florida, Hawaii, Idaho, Illinois, Indiana, New Mexico, Oregon, Tennessee, Texas, Utah, Virginia, Washington, Wyoming
Lender licensed in state
Lender not licensed in state
TL/DR: Quite dissatisfied honestly- I can't recommend that anyone trust this company with something as important as a mortgage loan or refinance.
Credit (and the single star) can be given to our loan agent for the effort and initial go-getter attitude, but that's where the positives end.
Towards the middle/end of our loan processing, a few issues popped up that began to make the deal less sweet than the initial rosy outlook. I understand (and have done this enough to know the process) that this will happen, but we felt that each of these hiccups were presented to us as a "surprise- rate bump!" with additional pressure to accept each hike to keep the closing date on track, etc. We felt quite herded-in there at the end, having already paid for home appraisals, etc. so we were faced with losing a LOT of money either way: Throw away all the money that we had already put in, or proceed with a less-than-ideal loan for the next 30 years... sixes either way, so we decided to proceed with closing.
Closing comes and goes- again a few hiccups
Website states they will not sell your mortgage. Just weeks after closing on our mortgage, it was sold to Freddie Mac.
Horrible company gave us false information over and over again and it cost us getting a house. Do not go with this company!! Greg and management did nothing but brush there mistakes under the rug!!!
Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.
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