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RANlife Home Loans

RANlife Home Loans

FREEandCLEAR Rating
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★★★★
FREEandCLEAR
CERTIFIED LOW RATE LENDER
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FREEandCLEAR
MORTGAGE PROGRAM LEADER
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FREEandCLEAR
TECHNOLOGY ALL STAR
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RANlife Home Loans Overview

RANlife Home Loans is a mortgage bank with operations in sixteen states. RANlife Home Loans offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA, reverse, construction and $1k down payment program mortgages. RANlife Home Loans is a FREEandCLEAR Technology All Star and Mortgage Program Leader.

NMLS ID: 3151
Online Application

RANlife Home Loans offers an online mortgage application

Lender Type

Bank
Mortgage Bank
Mortgage Broker
Credit Union
Private Money Lender

Mortgage Programs

RANlife Home Loans offers the following loan programs: Conventional, Jumbo, Non-Owner Occupied, FHA, VA, USDA, Other Low / No Down Payment, FHA 203(k), Construction / C2P, Reverse Mortgage, Portfolio Loans, Foreign National Borrowers, Manufactured Home Loans

Conventional
Jumbo
Interest Only
Non-Owner Occupied
FHA
VA
USDA
HUD Section 184
HomeReady
Home Possible
Other Low / No Down Payment
FHA 203(k)
HomeStyle Renovation
Construction / C2P
Reverse Mortgage
Home Equity / HELOC
Asset Depletion
Portfolio Loans
Credit-Challenged Borrowers
Self-Employed Borrowers
Bank Statement / Stated Income
Foreign National Borrowers
Land / Lot Loans
Manufactured Home Loans
Private Money
 

Other

$1K Down Payment Program

RANlife Home Loans Locations

RANlife Home Loans is licensed in Arizona, California, Colorado, Florida, Hawaii, Idaho, Illinois, Indiana, New Mexico, Oregon, Tennessee, Texas, Utah, Virginia, Washington, Wyoming

Lender licensed in state
Lender not licensed in state

Borrower Reviews

John F
Mortgage Rate:
★★★★☆
Closing Costs:
★★★☆☆
Customer Service:
★☆☆☆☆

TL/DR: Quite dissatisfied honestly- I can't recommend that anyone trust this company with something as important as a mortgage loan or refinance. Credit (and the single star) can be given to our loan agent for the effort and initial go-getter attitude, but that's where the positives end. Towards the middle/end of our loan processing, a few issues popped up that began to make the deal less sweet than the initial rosy outlook. I understand (and have done this enough to know the process) that this will happen, but we felt that each of these hiccups were presented to us as a "surprise- rate bump!" with additional pressure to accept each hike to keep the closing date on track, etc. We felt quite herded-in there at the end, having already paid for home appraisals, etc. so we were faced with losing a LOT of money either way: Throw away all the money that we had already put in, or proceed with a less-than-ideal loan for the next 30 years... sixes either way, so we decided to proceed with closing. Closing comes and goes- again a few hiccups

Suzanne L
Mortgage Rate:
★★★★☆
Closing Costs:
★☆☆☆☆
Customer Service:
★★★☆☆

Website states they will not sell your mortgage. Just weeks after closing on our mortgage, it was sold to Freddie Mac.

Lindsay F
Mortgage Rate:
★☆☆☆☆
Closing Costs:
★☆☆☆☆
Customer Service:
★☆☆☆☆

Horrible company gave us false information over and over again and it cost us getting a house. Do not go with this company!! Greg and management did nothing but brush there mistakes under the rug!!!

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Current Mortgage Rates in Ashburn, Virginia as of May 21, 2022
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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.