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OneTrust Home Loans

OneTrust Home Loans

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FREEandCLEAR
CERTIFIED LOW RATE LENDER
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FREEandCLEAR
MORTGAGE PROGRAM LEADER
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FREEandCLEAR
TECHNOLOGY ALL STAR
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OneTrust Home Loans Overview

OneTrust Home Loans is a mortgage bank with operations in thirty-three states. OneTrust Home Loans offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA and reverse mortgages. OneTrust Home Loans is a FREEandCLEAR Technology All Star.

NMLS ID: 46375
Online Application

OneTrust Home Loans offers an online mortgage application

Lender Type

Bank
Mortgage Bank
Mortgage Broker
Credit Union
Private Money Lender

Mortgage Programs

OneTrust Home Loans offers the following loan programs: Conventional, Jumbo, Non-Owner Occupied, FHA, VA, FHA 203(k), Reverse Mortgage

Conventional
Jumbo
Interest Only
Non-Owner Occupied
FHA
VA
USDA
HUD Section 184
HomeReady
Home Possible
Other Low / No Down Payment
FHA 203(k)
HomeStyle Renovation
Construction / C2P
Reverse Mortgage
Home Equity / HELOC
Asset Depletion
Portfolio Loans
Credit-Challenged Borrowers
Self-Employed Borrowers
Bank Statement / Stated Income
Foreign National Borrowers
Land / Lot Loans
Manufactured Home Loans
Private Money
 

OneTrust Home Loans Locations

OneTrust Home Loans is licensed in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, Louisiana, Maryland, Minnesota, Mississippi, Missouri, Montana, Nevada, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wyoming

Lender licensed in state
Lender not licensed in state

Borrower Reviews

Joseph L
Mortgage Rate:
★☆☆☆☆
Closing Costs:
★☆☆☆☆
Customer Service:
★☆☆☆☆

If I could give them a zero i would. The agents Marla McGee and John jakala have got to be the dumbest people in mortgage. And that's putting it nicely. Several times or agent has asked if we needed anything and we're set to choose then a couple days before they say oh we need this or this needs to be done. The fees are ridiculous for them. This has cost us extra money because they fail to tell us what the requirements are for the loan then tell us after we had the inspection done that we need to pump the septic and have it inspected again. If you would have said that in the first place we would of had them do it when we had it inspected. The worst lenders ever. If they are your only choice then go without. If I made a many mistakes at my job as then I wouldn't have one. If we hadn't invested so much money already then we would go with another company.

mike s
Mortgage Rate:
☆☆☆
Closing Costs:
☆☆☆
Customer Service:
☆☆☆☆

Their rates may not be great but at least they have poor customer service. This is far from my first mortgage, but this has been the single worst financing experience I have had to live through. Their customer service has been lousy. They get phone numbers and emails wrong, they ask for information that has already been sent, they do not communicate changes, they make numerous mistakes on documents (always check their work!), they send expected closing dates that they miss month after month, they do not manage expectations in any form, and they do not accept responsibility for anything. The whole mortgage banking industry stinks, but their service must be among the worst.

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Current Mortgage Rates in Ashburn, Virginia as of June 19, 2024
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.