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Lender Tables
The lenders whose rates and other terms appear on this chart are ICBs advertising partners they provide their rate information to our data partner RateUpdatecom Unless adjusted by the consumer advertisers are sorted by APR lowest to highest For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart Advertising partners may not pay to improve the frequency priority or prominence of their display The interest rates annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums The actual payment obligation will be greater if taxes and insurance are included Although our data partner RateUpdatecom collects the information from the financial institutions themselves the accuracy of the data cannot be guaranteed Rates may change without notice and can change intraday Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders Please verify the rates and offers before applying for a loan with the financial institution themselves No rate is binding until locked by a lender
The FREEandCLEAR Score is based on a comprehensive independent analysis of the lender by FREEandCLEAR mortgage experts that reflects the lender's mortgage rates, technology platform and loan program offering. The score is based on public information and market research. Lenders cannot pay to be analyzed or to change their analysis. View FREEandCLEAR Lender Directory FAQs for more information.
CERTIFIED LOW RATE LENDER
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The FREEandCLEAR Certified Low Rate Lender badge is awarded based on the results of mystery shopping mortgage rates for over 2,000 lenders. The lenders with the lowest mortgage rates and APR are awarded Gold, Silver or Bronze badges. Lenders with grey-out badges did not receive a badge. Lenders cannot pay to receive a badge. View FREEandCLEAR Lender Directory FAQs for more information.
MORTGAGE PROGRAM LEADER
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The FREEandCLEAR Mortgage Program Leader badge is awarded based on the the number of mortgage programs offered by a lender. The more mortgage programs offered by a lender, the higher the rating. Lenders with grey-out badges did not receive a badge. Lenders cannot pay to receive a badge. View FREEandCLEAR Lender Directory FAQs for more information.
TECHNOLOGY ALL STAR
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The FREEandCLEAR Technology All Star badge is awarded based on a lender's web site functionality and ease-of-use and if the lender offers an online mortgage application. Lenders with grey-out badges did not recieve a badge. Lenders cannot pay to receive a badge. View FREEandCLEAR Lender Directory FAQs for more information.
OneTrust Home Loans Overview
OneTrust Home Loans is a mortgage bank with operations in thirty-three states. OneTrust Home Loans offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA and reverse mortgages. OneTrust Home Loans is a FREEandCLEAR Technology All Star.
NMLS ID: 46375
Online Application
OneTrust Home Loans offers an online mortgage application
OneTrust Home Loans offers the following loan programs: Conventional, Jumbo, Non-Owner Occupied, FHA, VA, FHA 203(k), Reverse Mortgage
Conventional
Jumbo
Interest Only
Non-Owner Occupied
FHA
VA
USDA
HUD Section 184
HomeReady
Home Possible
Other Low / No Down Payment
FHA 203(k)
HomeStyle Renovation
Construction / C2P
Reverse Mortgage
Home Equity / HELOC
Asset Depletion
Portfolio Loans
Credit-Challenged Borrowers
Self-Employed Borrowers
Bank Statement / Stated Income
Foreign National Borrowers
Land / Lot Loans
Manufactured Home Loans
Private Money
OneTrust Home Loans Locations
OneTrust Home Loans is licensed in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, Louisiana, Maryland, Minnesota, Mississippi, Missouri, Montana, Nevada, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wyoming
Lender licensed in state
Lender not licensed in state
Borrower Reviews
Joseph L
Mortgage Rate:
★☆☆☆☆
Closing Costs:
★☆☆☆☆
Customer Service:
★☆☆☆☆
If I could give them a zero i would. The agents Marla McGee and John jakala have got to be the dumbest people in mortgage. And that's putting it nicely. Several times or agent has asked if we needed anything and we're set to choose then a couple days before they say oh we need this or this needs to be done. The fees are ridiculous for them. This has cost us extra money because they fail to tell us what the requirements are for the loan then tell us after we had the inspection done that we need to pump the septic and have it inspected again. If you would have said that in the first place we would of had them do it when we had it inspected. The worst lenders ever. If they are your only choice then go without. If I made a many mistakes at my job as then I wouldn't have one. If we hadn't invested so much money already then we would go with another company.
mike s
Mortgage Rate:
★★☆☆☆☆
Closing Costs:
★★☆☆☆☆
Customer Service:
★☆☆☆☆☆
Their rates may not be great but at least they have poor customer service. This is far from my first mortgage, but this has been the single worst financing experience I have had to live through. Their customer service has been lousy. They get phone numbers and emails wrong, they ask for information that has already been sent, they do not communicate changes, they make numerous mistakes on documents (always check their work!), they send expected closing dates that they miss month after month, they do not manage expectations in any form, and they do not accept responsibility for anything. The whole mortgage banking industry stinks, but their service must be among the worst.
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Current Mortgage Rates in Columbus,Ohio as of July 27, 2024
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.
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☆☆☆☆☆
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☆☆☆☆☆
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