NBT Bank is a bank with operations in six states. NBT Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, USDA, construction and First Home Club mortgages. NBT Bank is a FREEandCLEAR Certified Bronze Low Rate Lender, Technology All Star and Mortgage Program Leader.
NBT Bank offers an online mortgage application
NBT Bank offers the following loan programs: Conventional, Jumbo, Non-Owner Occupied, FHA, USDA, Other Low / No Down Payment, Construction / C2P, Home Equity / HELOC
NBT Bank is licensed in Maine, Massachusetts, New Hampshire, New York, Pennsylvania, Vermont