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The FREEandCLEAR Rating is based on a comprehensive independent review of the lender by FREEandCLEAR mortgage experts that reflects the lender's mortgage rates, technology platform and loan program offering. The rating is based on public information and market research. Lenders cannot pay to be rated or to change their rating. View FREEandCLEAR Lender Directory FAQs for more information.
CERTIFIED LOW RATE LENDER
The FREEandCLEAR Certified Low Rate Lender badge is awarded based on the results of mystery shopping mortgage rates for over 2,000 lenders. The lenders with the lowest mortgage rates and APR are awarded Gold, Silver or Bronze badges. Lenders with grey-out badges did not receive a badge. Lenders cannot pay to receive a badge. View FREEandCLEAR Lender Directory FAQs for more information.
MORTGAGE PROGRAM LEADER
The FREEandCLEAR Mortgage Program Leader badge is awarded based on the the number of mortgage programs offered by a lender. The more mortgage programs offered by a lender, the higher the rating. Lenders with grey-out badges did not receive a badge. Lenders cannot pay to receive a badge. View FREEandCLEAR Lender Directory FAQs for more information.
TECHNOLOGY ALL STAR
The FREEandCLEAR Technology All Star badge is awarded based on a lender's web site functionality and ease-of-use and if the lender offers an online mortgage application. Lenders with grey-out badges did not recieve a badge. Lenders cannot pay to receive a badge. View FREEandCLEAR Lender Directory FAQs for more information.
Merchants Bank Overview
Merchants Bank is a bank with operations in two states. Merchants Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, HomeReady and construction mortgages. Merchants Bank is a FREEandCLEAR Certified Gold Low Rate Lender, Technology All Star and Mortgage Program Leader.
NMLS ID: 402469
Merchants Bank offers an online mortgage application
Merchants Bank offers the following loan programs: Conventional, Jumbo, Non-Owner Occupied, FHA, VA, USDA, HomeReady, Home Possible, Other Low / No Down Payment, Construction / C2P, Home Equity / HELOC, Land / Lot Loans
HUD Section 184
Other Low / No Down Payment
Construction / C2P
Home Equity / HELOC
Bank Statement / Stated Income
Foreign National Borrowers
Land / Lot Loans
Manufactured Home Loans
Merchants Bank Locations
Merchants Bank is licensed in Minnesota, Wisconsin
Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.
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