Our goal is to offer the highest quality mortgage resources and advice to our users for free.
How We Make Money
The listings that appear on this page are from companies from which this website and the data provider may receive compensation, which may impact how, where and in what order products appear. Compensation is higher for featured placements. This table does not include all companies or all available products.
Editorial Independence
We may receive a fee if you click on a lender or submit a form on our website. This fee in no way affects the information or advice we provide. We maintain editorial independence to ensure that the recommendations and insights we provide are objective and unbiased.
Lender Tables
The lenders whose rates and other terms appear on this chart are ICBs advertising partners they provide their rate information to our data partner RateUpdatecom Unless adjusted by the consumer advertisers are sorted by APR lowest to highest For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart Advertising partners may not pay to improve the frequency priority or prominence of their display The interest rates annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums The actual payment obligation will be greater if taxes and insurance are included Although our data partner RateUpdatecom collects the information from the financial institutions themselves the accuracy of the data cannot be guaranteed Rates may change without notice and can change intraday Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders Please verify the rates and offers before applying for a loan with the financial institution themselves No rate is binding until locked by a lender
The FREEandCLEAR Score is based on a comprehensive independent analysis of the lender by FREEandCLEAR mortgage experts that reflects the lender's mortgage rates, technology platform and loan program offering. The score is based on public information and market research. Lenders cannot pay to be analyzed or to change their analysis. View FREEandCLEAR Lender Directory FAQs for more information.
★★★★★☆
CERTIFIED LOW RATE LENDER
i
x
The FREEandCLEAR Certified Low Rate Lender badge is awarded based on the results of mystery shopping mortgage rates for over 2,000 lenders. The lenders with the lowest mortgage rates and APR are awarded Gold, Silver or Bronze badges. Lenders with grey-out badges did not receive a badge. Lenders cannot pay to receive a badge. View FREEandCLEAR Lender Directory FAQs for more information.
MORTGAGE PROGRAM LEADER
i
x
The FREEandCLEAR Mortgage Program Leader badge is awarded based on the the number of mortgage programs offered by a lender. The more mortgage programs offered by a lender, the higher the rating. Lenders with grey-out badges did not receive a badge. Lenders cannot pay to receive a badge. View FREEandCLEAR Lender Directory FAQs for more information.
TECHNOLOGY ALL STAR
i
x
The FREEandCLEAR Technology All Star badge is awarded based on a lender's web site functionality and ease-of-use and if the lender offers an online mortgage application. Lenders with grey-out badges did not recieve a badge. Lenders cannot pay to receive a badge. View FREEandCLEAR Lender Directory FAQs for more information.
John Thomas Team Overview
John Thomas Team -- Delaware Mortgage Lender -- is a mortgage bank with operations in five states. John Thomas Team is affiliated with Primary Residential Mortgageand offers numerous mortgage programs including conventional, jumbo, non-owner occupied, bank statement, asset depletion, FHA, VA, USDA, HomeReady, Home Possible and other low down payment mortgage programs. John Thomas Team specializes in first time home buyer programs and is a FREEandCLEAR Technology All Star and Mortgage Program Leader.
NMLS ID: 106170
Specialty:
Zero down mortgages and first time home buyer programs
Online Application
John Thomas Team offers an online mortgage application
John Thomas Team offers the following loan programs: Conventional, Jumbo, Non-Owner Occupied, FHA, VA, USDA, HomeReady, Home Possible, Other Low / No Down Payment, FHA 203(k), HomeStyle Renovation, Construction / C2P, Reverse Mortgage, Home Equity / HELOC, Asset Depletion, Portfolio Loans, Credit-Challenged Borrowers, Self-Employed Borrowers, Bank Statement / Stated Income, Foreign National Borrowers, Manufactured Home Loans
Conventional
Jumbo
Interest Only
Non-Owner Occupied
FHA
VA
USDA
HUD Section 184
HomeReady
Home Possible
Other Low / No Down Payment
FHA 203(k)
HomeStyle Renovation
Construction / C2P
Reverse Mortgage
Home Equity / HELOC
Asset Depletion
Portfolio Loans
Credit-Challenged Borrowers
Self-Employed Borrowers
Bank Statement / Stated Income
Foreign National Borrowers
Land / Lot Loans
Manufactured Home Loans
Private Money
Other
First Time Home Buyer Programs
John Thomas Team Locations
John Thomas Team is licensed in Delaware, Maryland, New Jersey, Pennsylvania, Virginia
Lender licensed in state
Lender not licensed in state
Borrower Reviews
Add Review
+
Want to be included in the FREEandCLEAR Lender Directory? Simply fill-out this form. It's free!
%
Current Mortgage Rates in Columbus,Ohio as of October 23, 2024
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Read through our lender table disclaimer for more information on rates and product details.
x
Submit Borrower Review for John Thomas Team
We request your email address for verification purposes only. We will not spam you or sell your address
Mortgage Rate
☆☆☆☆☆
Please Select Rating
Closing Costs
☆☆☆☆☆
Please Select Rating
Customer Service
☆☆☆☆☆
Please Select Rating
Please Check Before Submitting
I certify that I was a prospective customer of this company, that my views expressed are based on my experience, and that I have not been compensated by this company to write this review. I understand that FREEandCLEAR has a zero-tolerance policy on fake reviews.
x
Lender Profile Contact Form
Name
Email
We will not spam you or sell your email address to third parties