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FREEandCLEAR Certified Low Rate Lender
FREEandCLEAR Mortgage Program Leader
FREEandCLEAR Technology All Star

Hypotec Overview

Hypotec is a mortgage bank with operations in seven states. Hypotec offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k) and VA mortgages. Hypotec is a FREEandCLEAR Technology All Star.

NMLS ID: 331734
Online Application

Hypotec offers an online mortgage application

Lender Type

Mortgage Bank
Mortgage Broker
Credit Union
Private Money Lender

Mortgage Programs

Hypotec offers the following loan programs: Conventional, Jumbo, Non-Owner Occupied, FHA, VA, FHA 203(k), HomeStyle Renovation, Foreign National Borrowers

Interest Only
Non-Owner Occupied
HUD Section 184
Home Possible
Other Low / No Down Payment
FHA 203(k)
HomeStyle Renovation
Construction / C2P
Reverse Mortgage
Home Equity / HELOC
Asset Depletion
Portfolio Loans
Credit-Challenged Borrowers
Self-Employed Borrowers
Bank Statement / Stated Income
Foreign National Borrowers
Land / Lot Loans
Manufactured Home Loans
Private Money

Hypotec Locations

Hypotec is licensed in California, Colorado, Florida, New York, North Carolina, Tennessee, Texas

Lender licensed in state
Lender not licensed in state

Borrower Reviews

Tamara Peri
Mortgage Rate:
Closing Costs:
Customer Service:

Great rates and quick processing! I have a loan through Hypotec. The rates and fees have been available online and are very competitive. It's very easy to apply and communication is very responsive. I would recommend and also use Hypotec for any future loan needs without hesitation!

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Current Mortgage Rates in Newark, New Jersey as of September 25, 2020
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more on rates and product details.