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The FREEandCLEAR Rating is based on a comprehensive independent review of the lender by FREEandCLEAR mortgage experts that reflects the lender's mortgage rates, technology platform and loan program offering. The rating is based on public information and market research. Lenders cannot pay to be rated or to change their rating. View FREEandCLEAR Lender Directory FAQs for more information.
CERTIFIED LOW RATE LENDER
The FREEandCLEAR Certified Low Rate Lender badge is awarded based on the results of mystery shopping mortgage rates for over 2,000 lenders. The lenders with the lowest mortgage rates and APR are awarded Gold, Silver or Bronze badges. Lenders with grey-out badges did not receive a badge. Lenders cannot pay to receive a badge. View FREEandCLEAR Lender Directory FAQs for more information.
MORTGAGE PROGRAM LEADER
The FREEandCLEAR Mortgage Program Leader badge is awarded based on the the number of mortgage programs offered by a lender. The more mortgage programs offered by a lender, the higher the rating. Lenders with grey-out badges did not receive a badge. Lenders cannot pay to receive a badge. View FREEandCLEAR Lender Directory FAQs for more information.
TECHNOLOGY ALL STAR
The FREEandCLEAR Technology All Star badge is awarded based on a lender's web site functionality and ease-of-use and if the lender offers an online mortgage application. Lenders with grey-out badges did not recieve a badge. Lenders cannot pay to receive a badge. View FREEandCLEAR Lender Directory FAQs for more information.
Howard Bank Overview
Howard Bank is a bank with operations in one state. Howard Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA and construction mortgages. Howard Bank is a FREEandCLEAR Certified Silver Low Rate Lender and Mortgage Program Leader.
Howard Bank offers the following loan programs: Conventional, Jumbo, Non-Owner Occupied, FHA, VA, USDA, Other Low / No Down Payment, Construction / C2P, Home Equity / HELOC
HUD Section 184
Other Low / No Down Payment
Construction / C2P
Home Equity / HELOC
Bank Statement / Stated Income
Foreign National Borrowers
Land / Lot Loans
Manufactured Home Loans
Howard Bank Locations
Howard Bank is licensed in Maryland
Lender licensed in state
Lender not licensed in state
Mortgage refinance. ....Refi in process with another mortgage co n received an lower interest phone call from analysis Ian promised to me quick closing with no issued as all information given....after transferring appraisal n 30 days into expecting to close and withdrawal of loan application from previous lender I was left in the boat in chesapeake bay without paddle. ..I put trust in this bank and was left without an apology for misleading and disceptive practice. ...facts were given in the beginning and acknowledge by the bavk to deckinef loan in the end...frustate to alternative.
Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.
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