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Bank 34

Bank 34

FREEandCLEAR Rating
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★ ★ ★ ★
FREEandCLEAR Certified Low Rate Lender
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FREEandCLEAR Mortgage Program Leader
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FREEandCLEAR Technology All Star
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Bank 34 Overview

Bank 34 is a bank with operations in six states. Bank 34 offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA and construction mortgages. Bank 34 is a FREEandCLEAR Mortgage Program Leader.

NMLS ID: 402600
Online Application

Bank 34 offers an online mortgage application

Lender Type

Bank
Mortgage Bank
Mortgage Broker
Credit Union
Private Money Lender

Mortgage Programs

Bank 34 offers the following loan programs: Conventional, Jumbo, Non-Owner Occupied, FHA, VA, USDA, Other Low / No Down Payment, Construction / C2P, Home Equity / HELOC, Asset Depletion, Portfolio Loans, Bank Statement / Stated Income, Land / Lot Loans

Conventional
Jumbo
Interest Only
Non-Owner Occupied
FHA
VA
USDA
HUD Section 184
HomeReady
Home Possible
Other Low / No Down Payment
FHA 203(k)
HomeStyle Renovation
Construction / C2P
Reverse Mortgage
Home Equity / HELOC
Asset Depletion
Portfolio Loans
Credit-Challenged Borrowers
Self-Employed Borrowers
Bank Statement / Stated Income
Foreign National Borrowers
Land / Lot Loans
Manufactured Home Loans
Private Money
 

Bank 34 Locations

Bank 34 is licensed in Arizona, Colorado, New Mexico, Oregon, Texas, Washington

Lender licensed in state
Lender not licensed in state

Borrower Reviews

Adam Harrison
Mortgage Rate:
☆☆☆☆
Closing Costs:
☆☆☆☆
Customer Service:
☆☆☆☆

Our experience was the worst. Our mortgage loan officer was Kathy Funke. That lady was so messed up. She literally drained my savings account to a negative status that I had to take a personal loan from a family member to have enough money for closing. She delayed my closing so much that my builder charged me daily. She said she would pay for the late fees, and me not knowing the industry, took her word for it. When it came time to collect, she told me that she couldn't legally repay my fees. I was out thousands. I knew I had some debt, and continually asked if I needed to pay more off in order to get the house. Her answer was always, "No. It's fine." A week later, it changed and if I didn't want to lose the house, I had to cough up thousands. My wonderful Realtor found another financial institution that would take me from that point and finish the job. When I told Kathy at Bank 34, they kept me hanging on by telling me the closing disclosure paperwork was coming tomorrow morning. This happened several times, for over a week. I moved in to my house a month after I was supposed to due to the unprofessional and subpar loan officers this bank hires. It's as if they hire any Joe Blow off the street, give them a computer, and instantly they have a mortgage loan officer. Avoid using this company at all costs. I have a horrible interest rate, nothing in my bank accounts, and a very bitter taste in my mouth. Hindsight, I should have gone with a local household name. Never again. Heed my advice, and stay away! Learn from my mistake! My HUGE mistake.

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