Bank 34 is a bank with operations in six states. Bank 34 offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA and construction mortgages. Bank 34 is a FREEandCLEAR Mortgage Program Leader.
Bank 34 offers an online mortgage application
Bank 34 offers the following loan programs: Conventional, Jumbo, Non-Owner Occupied, FHA, VA, USDA, Other Low / No Down Payment, Construction / C2P, Home Equity / HELOC, Asset Depletion, Portfolio Loans, Bank Statement / Stated Income, Land / Lot Loans
Bank 34 is licensed in Arizona, Colorado, New Mexico, Oregon, Texas, Washington
Our experience was the worst. Our mortgage loan officer was Kathy Funke. That lady was so messed up. She literally drained my savings account to a negative status that I had to take a personal loan from a family member to have enough money for closing. She delayed my closing so much that my builder charged me daily. She said she would pay for the late fees, and me not knowing the industry, took her word for it. When it came time to collect, she told me that she couldn't legally repay my fees. I was out thousands. I knew I had some debt, and continually asked if I needed to pay more off in order to get the house. Her answer was always, "No. It's fine." A week later, it changed and if I didn't want to lose the house, I had to cough up thousands. My wonderful Realtor found another financial institution that would take me from that point and finish the job. When I told Kathy at Bank 34, they kept me hanging on by telling me the closing disclosure paperwork was coming tomorrow morning. This happened several times, for over a week. I moved in to my house a month after I was supposed to due to the unprofessional and subpar loan officers this bank hires. It's as if they hire any Joe Blow off the street, give them a computer, and instantly they have a mortgage loan officer. Avoid using this company at all costs. I have a horrible interest rate, nothing in my bank accounts, and a very bitter taste in my mouth. Hindsight, I should have gone with a local household name. Never again. Heed my advice, and stay away! Learn from my mistake! My HUGE mistake.