Welcome to the FREEandCLEAR Blog! Our blog offers unique insights on the latest mortgage market news and trends. We also use our blog to shine a spotlight on important topics that are shaping the real estate and mortgage markets including housing affordability, socioeconomic developments and financial literacy. We are always adding interesting features to the FREEandCLEAR Blog so sign up below to receive our Mortgage Market Update and other posts or check back frequently.
At FREEandCLEAR, we continue to follow the Mortgage Bankers’ Association (MBA) mortgage applications index which measures both purchase and refinance applications for mortgage lenders across the country. An increase in the MBA applications index reflects an increase in mortgage applications while a decrease in the index reflects a decline in mortgage applications. Mortgage application activity […]
One of the stats we like to keep an eye on at FREEandCLEAR is the Mortgage Bankers’ Association (MBA) mortgage applications index which measures both purchase and refinance applications for mortgage lenders across the country. An increase in the MBA applications index reflects an increase in mortgage applications while a decrease in the index reflects […]
In addition to being able to qualify for a mortgage and make a down payment, home prices are one of the most important factors that determine your ability to buy a home. The higher the home price, the larger the mortgage and down payment you need to purchase a home so it is a statistic […]
In our effort to cover important trends that affect the mortgage market, the FREEandCLEAR Mortgage Expert recently analyzed the latest Housing Market Index report and what it meant for borrowers. The Housing Market Index only addresses the new home sales market which is only one piece of the overall housing market. The other, larger piece […]
At FREEandCLEAR, we are always developing new features and functionality to help borrowers make better decisions and save money when they get a mortgage. We recently added the First-Time Home Buyer Mortgage Cheat Sheet to our wide range of mortgage topic cheat sheets. The First-Time Home Buyer Mortgage Cheat Sheet focuses on the key questions […]
At FREEandCLEAR, we are focused on keeping you up to date on the latest developments in the mortgage market and explaining how those developments impact mortgage consumers. Because the housing market and the mortgage market go hand-in-hand, that means that we also keep tabs on housing market news and trends. Although many factors contribute to […]
Our goal at FREEandCLEAR is to empower borrowers to make better mortgage decision and save money through education and information. We typically focus on providing tools, resources and content that help mortgage consumers understand and manage the mortgage process. From time-to-time we will also highlight key mortgage industry statistics or trends to keep the FREEandCLEAR […]