Kirtland Federal Credit Union

Kirtland Federal Credit Union


★ ★ ★ ★ ☆
FREEandCLEAR Certified Low Rate Lender
FREEandCLEAR Mortgage Program Leader
FREEandCLEAR Technology All Star

Kirtland Federal Credit Union Overview

Kirtland Federal Credit Union is a credit union with operations in one state. Kirtland Federal Credit Union offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and construction mortgages. Kirtland Federal Credit Union is a FREEandCLEAR Certified Gold Low Rate Lender.

NMLS ID: 403415
Online Application

Kirtland Federal Credit Union offers an online mortgage application

Lender Type

Mortgage Bank
Mortgage Broker
Credit Union
Private Money Lender

Mortgage Programs

Kirtland Federal Credit Union offers the following loan programs: Conventional, Jumbo, Non-Owner Occupied, FHA, VA, Construction / C2P, Home Equity / HELOC, Land / Lot Loans

Interest Only
Non-Owner Occupied
HUD Section 184
Home Possible
Other Low / No Down Payment
FHA 203(k)
HomeStyle Renovation
Construction / C2P
Reverse Mortgage
Home Equity / HELOC
Asset Depletion
Portfolio Loans
Credit-Challenged Borrowers
Self-Employed Borrowers
Bank Statement / Stated Income
Foreign National Borrowers
Land / Lot Loans
Manufactured Home Loans
Private Money

Kirtland Federal Credit Union Locations

Kirtland Federal Credit Union is licensed in New Mexico

Lender licensed in state
Lender not licensed in state

Borrower Reviews

Nicole R
Mortgage Rate:
Closing Costs:
Customer Service:

Do not get a bank account here. They will screw you out of your money and purposely take your account negative so you have to pay out more. I worked closing with KFCU regarding a charge that I did not receive the items for. I was told by the company to dispute the charge with my bank. I did so and filled out all the necessary paperwork needed to dispute the charge meanwhile never told that the credit could be reversed if the merchant deposited funds. The merchant did just that and with no notification or call, KFCU reversed their credit and took my account negative $60. This has been one of multiple problems I have had with this credit union. Go to Mountain America. DO NOT TRUST THIS BANK. They are shady and worse than Wells Fargo and take pride in screwing over military families.

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Current Mortgage Rates as of October 19, 2019
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