Our goal is to offer the highest quality mortgage resources and advice to our users for free.
How We Make Money
The listings that appear on this page are from companies from which this website and the data provider may receive compensation, which may impact how, where and in what order products appear. Compensation is higher for featured placements. This table does not include all companies or all available products.
We may receive a fee if you click on a lender or submit a form on our website. This fee in no way affects the information or advice we provide. We maintain editorial independence to ensure that the recommendations and insights we provide are objective and unbiased.
The FREEandCLEAR Rating is based on a comprehensive independent review of the lender by FREEandCLEAR mortgage experts that reflects the lender's mortgage rates, technology platform and loan program offering. The rating is based on public information and market research. Lenders cannot pay to be rated or to change their rating. View FREEandCLEAR Lender Directory FAQs for more information.
CERTIFIED LOW RATE LENDER
The FREEandCLEAR Certified Low Rate Lender badge is awarded based on the results of mystery shopping mortgage rates for over 2,000 lenders. The lenders with the lowest mortgage rates and APR are awarded Gold, Silver or Bronze badges. Lenders with grey-out badges did not receive a badge. Lenders cannot pay to receive a badge. View FREEandCLEAR Lender Directory FAQs for more information.
MORTGAGE PROGRAM LEADER
The FREEandCLEAR Mortgage Program Leader badge is awarded based on the the number of mortgage programs offered by a lender. The more mortgage programs offered by a lender, the higher the rating. Lenders with grey-out badges did not receive a badge. Lenders cannot pay to receive a badge. View FREEandCLEAR Lender Directory FAQs for more information.
TECHNOLOGY ALL STAR
The FREEandCLEAR Technology All Star badge is awarded based on a lender's web site functionality and ease-of-use and if the lender offers an online mortgage application. Lenders with grey-out badges did not recieve a badge. Lenders cannot pay to receive a badge. View FREEandCLEAR Lender Directory FAQs for more information.
First Citizens Bank & Trust Company Overview
First Citizens Bank & Trust Company is a bank with operations in nineteen states. First Citizens Bank & Trust Company offers numerous mortgage programs including conventional, jumbo, non-owner occupied, USDA and construction mortgages. First Citizens Bank & Trust Company is a FREEandCLEAR Technology All Star.
NMLS ID: 423184
First Citizens Bank & Trust Company offers an online mortgage application
First Citizens Bank & Trust Company offers the following loan programs: Conventional, Jumbo, Non-Owner Occupied, USDA, Other Low / No Down Payment, Construction / C2P, Home Equity / HELOC
HUD Section 184
Other Low / No Down Payment
Construction / C2P
Home Equity / HELOC
Bank Statement / Stated Income
Foreign National Borrowers
Land / Lot Loans
Manufactured Home Loans
First Citizens Bank & Trust Company Locations
First Citizens Bank & Trust Company is licensed in Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, West Virginia
Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Read through our lender table disclaimer for more information on rates and product details.
Submit Borrower Review for First Citizens Bank & Trust Company
We request your email address for verification purposes only. We will not spam you or sell your address
Please Select Rating
Please Select Rating
Please Select Rating
Please Check Before Submitting
I certify that I was a prospective customer of this company, that my views expressed are based on my experience, and that I have not been compensated by this company to write this review. I understand that FREEandCLEAR has a zero-tolerance policy on fake reviews.
Lender Profile Contact Form
We will not spam you or sell your email address to third parties